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Our Family Wants To Gift Us A House (With Strings Attached)
One Decision Can Change Everything
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❓ Have a money question? Ask Ramsey is here to help.
Rachel Cruze and George Kamel answer your questions and discuss:
“My fiancé says I’m financially abusing him because I won’t use my inheritance to pay off his credit card debt”
“We bought a home with concealed structural problems—should we sue the seller?”
“I sued my contractor for defrauding me out of $10,000, and all my financial margin is going to legal fees. What do I do?”
“My kids’ medical problems are keeping me from working and it’s straining our finances. What should we do?”
“I’m in $15,000 of debt—how do I get out of the debt cycle?”
Next Steps:
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🏠 Get organized and prepared to buy or sell a home
🎟️ Get your ticket for Investing Essentials today!
👉 Calculate Your Net Worth
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Get started today with Churchill Mortgage. Equal Housing Lender • NMLS ID 1591 • NMLSConsumerAccess.org. Churchill Certified Homebuyer program is available for qualifying borrowers and select loan types only. Ramsey Audience offer of up to a $500 credit applied at closing toward fees incurred for appraisals for a limited time and may be discontinued without notice.
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🍸 Smart Money Happy Hour
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If Your Financial Advisor Says This, Run!
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Next Steps:
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Connect with our Sponsors:
If you want your car to keep going and going, trust Christian Brothers Automotive. Find a local shop and get an exclusive Ramsey discount of 10% (up to $250) off.
Learn more about Christian Healthcare Ministries
Get started today with Churchill Mortgage. Equal Housing Lender • NMLS ID 1591 • NMLSConsumerAccess.org
Churchill Certified Homebuyer program is available for qualifying borrowers and select loan types only. Ramsey Audience offer of up to a $500 credit applied at closing toward fees incurred for appraisals for a limited time and may be discontinued without notice.
Get 20% off when you join DeleteMe.
Get 20% off when you join DeleteMe.
Get started with YRefy or call 844-2-RAMSEY
Visit Zander Insurance or call 1-800-356-4282 for your free instant quote today!
Explore more from Ramsey Network:
🎙️ The Ramsey Show
🧠 The Dr. John Delony Show
🍸 Smart Money Happy Hour
💡 The Rachel Cruze Show
💰 George Kamel
📈 EntreLeadership
Ramsey Solutions Privacy Policy
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"Should I Leverage Debt To Buy Cows?"
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Next Steps:
📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or send us an email.
Connect with our Sponsors:
If you want your car to keep going and going, trust Christian Brothers Automotive. Find a local shop and get an exclusive Ramsey discount of 10% (up to $250) off.
Learn more about Christian Healthcare Ministries
Get started today with Churchill Mortgage. Equal Housing Lender • NMLS ID 1591 • NMLSConsumerAccess.org
Churchill Certified Homebuyer program is available for qualifying borrowers and select loan types only. Ramsey Audience offer of up to a $500 credit applied at closing toward fees incurred for appraisals for a limited time and may be discontinued without notice.
Get 20% off when you join DeleteMe.
Get 20% off when you join DeleteMe.
Get started with YRefy or call 844-2-RAMSEY
Visit Zander Insurance or call 1-800-356-4282 for your free instant quote today!
Explore more from Ramsey Network:
🎙️ The Ramsey Show
🧠 The Dr. John Delony Show
🍸 Smart Money Happy Hour
💡 The Rachel Cruze Show
💰 George Kamel
📈 EntreLeadership
Ramsey Solutions Privacy Policy
Learn more about your ad choices. Visit megaphone.fm/adchoices
The Numbers Don't Lie
📈 Are you on track with the Baby Steps? Get a Free Personalized Plan.
❓ Have a money question? Ask Ramsey is here to help.
George Kamel and Dr. John Delony answer your questions and discuss:
“I won $400,000 in a scratch-off lottery ticket, how should I manage this money?”
“I’ve been living in my car for 6 months after a nightmare with home ownership—should I buy a sailboat and live in that?”
“We are about to lose half our income, do we need to pause the Ramsey plan?”
“I’m going to college with nothing saved and I’m worried that I’ll end up going into debt.”
“My parents are telling me not to buy a house right now because of the interest rates. Are they right?”
Next Steps:
📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET
📩 Email Dave On-Air With Your Questions on Debt and Finance
💵 Start your free budget today. Download the EveryDollar app!
🏠 Get organized and prepared to buy or sell a home
🎟️ Get your ticket for Investing Essentials today!
💻 Start George's Free Home Buying Course
Connect With Our Sponsors:
Go to Angel Studios to discover entertainment you can feel good about.
Get 10% off your first month of BetterHelp
Go to Boost Mobile to switch today!
If you want your car to keep going and going, trust Christian Brothers Automotive. Find a local shop and get an exclusive Ramsey discount of 10% (up to $250) off
New members can receive a 50% credit toward their first month of membership. Go to Christian Healthcare Ministries and use promo code RAMSEY.
Get started today with Churchill Mortgage. Equal Housing Lender • NMLS ID 1591 • NMLSConsumerAccess.org. Churchill Certified Homebuyer program is available for qualifying borrowers and select loan types only. Ramsey Audience offer of up to a $500 credit applied at closing toward fees incurred for appraisals for a limited time and may be discontinued without notice.
Get 20% off when you join DeleteMe
Go to FAIRWINDS Credit Union for an exclusive account bundle!
Debt collectors hassling you? Take back control of your life at Guardian Litigation Group
Find top health insurance plans at Health Trust Financial
Use code RAMSEY to save 20% at Mama Bear Legal Forms
Visit NetSuite today to learn more.
Try Quo for free, plus get 20% off your first six months. Quo: no missed calls, no missed customers.
Sign up for your $1.00/month trial at Shopify.
Get started at World News OR use promo code RAMSEY for a 30-day free trial.
Get started with YRefy or call 844-2-RAMSEY
Visit Zander Insurance or call 1-800-356-4282 for your free instant quote today!
Explore more from Ramsey Network:
💸 The Ramsey Show Highlights
🧠 The Dr. John Delony Show
🍸 Smart Money Happy Hour
💰 George Kamel
📈 EntreLeadership
Ramsey Solutions Privacy Policy
Learn more about your ad choices. Visit megaphone.fm/adchoices
This Is A Risky Way To Save For A House
💵 Start your free budget today. Download the EveryDollar app!
Next Steps:
📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or send us an email.
Connect with our Sponsors:
If you want your car to keep going and going, trust Christian Brothers Automotive. Find a local shop and get an exclusive Ramsey discount of 10% (up to $250) off.
Learn more about Christian Healthcare Ministries
Get started today with Churchill Mortgage. Equal Housing Lender • NMLS ID 1591 • NMLSConsumerAccess.org
Churchill Certified Homebuyer program is available for qualifying borrowers and select loan types only. Ramsey Audience offer of up to a $500 credit applied at closing toward fees incurred for appraisals for a limited time and may be discontinued without notice.
Get 20% off when you join DeleteMe.
Get 20% off when you join DeleteMe.
Get started with YRefy or call 844-2-RAMSEY
Visit Zander Insurance or call 1-800-356-4282 for your free instant quote today!
Explore more from Ramsey Network:
🎙️ The Ramsey Show
🧠 The Dr. John Delony Show
🍸 Smart Money Happy Hour
💡 The Rachel Cruze Show
💰 George Kamel
📈 EntreLeadership
Ramsey Solutions Privacy Policy
Learn more about your ad choices. Visit megaphone.fm/adchoices
The Government Loophole To Make Your Kid A Multi-Millionaire
💵 Start your free budget today. Download the EveryDollar app!
Next Steps:
📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or send us an email.
Connect with our Sponsors:
If you want your car to keep going and going, trust Christian Brothers Automotive. Find a local shop and get an exclusive Ramsey discount of 10% (up to $250) off.
Learn more about Christian Healthcare Ministries
Get started today with Churchill Mortgage. Equal Housing Lender • NMLS ID 1591 • NMLSConsumerAccess.org
Churchill Certified Homebuyer program is available for qualifying borrowers and select loan types only. Ramsey Audience offer of up to a $500 credit applied at closing toward fees incurred for appraisals for a limited time and may be discontinued without notice.
Get 20% off when you join DeleteMe.
Get 20% off when you join DeleteMe.
Get started with YRefy or call 844-2-RAMSEY
Visit Zander Insurance or call 1-800-356-4282 for your free instant quote today!
Explore more from Ramsey Network:
🎙️ The Ramsey Show
🧠 The Dr. John Delony Show
🍸 Smart Money Happy Hour
💡 The Rachel Cruze Show
💰 George Kamel
📈 EntreLeadership
Ramsey Solutions Privacy Policyy
Learn more about your ad choices. Visit megaphone.fm/adchoices
Sacrifice To Win
📈 Are you on track with the Baby Steps? Get a Free Personalized Plan.
❓ Have a money question? Ask Ramsey is here to help.
Jade Warshaw and Rachel Cruze answer your questions and discuss:
“My mother has been irresponsible with her money; will I be responsible for taking care of her?”
“I just found out I will be inheriting 100 ounces of gold. What should I do with it?”
“I took out a 401(k) loan to pay off my credit card debt, and I'm worried I made a mistake and won't be able to stop using them.”
“I keep catching my husband in lies about our finances.”
“I'm about to run out of money for lawyers in my divorce; what should I do?”
Next Steps:
📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET
📩 Email Dave On-Air With Your Questions on Debt and Finance
💵 Start your free budget today. Download the EveryDollar app!
🏠 Get organized and prepared to buy or sell a home
💼 Join the Crusade! Apply Now!
Connect With Our Sponsors:
Go to Angel Studios to discover entertainment you can feel good about.
Get 10% off your first month of BetterHelp
Go to Boost Mobile to switch today!
If you want your car to keep going and going, trust Christian Brothers Automotive. Find a local shop and get an exclusive Ramsey discount of 10% (up to $250) off
New members can receive a 50% credit toward their first month of membership. Go to Christian Healthcare Ministries and use promo code RAMSEY.
Get started today with Churchill Mortgage. Equal Housing Lender • NMLS ID 1591 • NMLSConsumerAccess.org. Churchill Certified Homebuyer program is available for qualifying borrowers and select loan types only. Ramsey Audience offer of up to a $500 credit applied at closing toward fees incurred for appraisals for a limited time and may be discontinued without notice.
Get 20% off when you join DeleteMe
Go to FAIRWINDS Credit Union for an exclusive account bundle!
Debt collectors hassling you? Take back control of your life at Guardian Litigation Group
Find top health insurance plans at Health Trust Financial
Use code RAMSEY to save 20% at Mama Bear Legal Forms
Visit NetSuite today to learn more.
Try Quo for free, plus get 20% off your first six months. Quo: no missed calls, no missed customers.
Sign up for your $1.00/month trial at Shopify.
Get started at World News OR use promo code RAMSEY for a 30-day free trial.
Get started with YRefy or call 844-2-RAMSEY
Visit Zander Insurance or call 1-800-356-4282 for your free instant quote today!
Explore more from Ramsey Network:
💸 The Ramsey Show Highlights
🧠 The Dr. John Delony Show
🍸 Smart Money Happy Hour
💰 George Kamel
📈 EntreLeadership
Ramsey Solutions Privacy Policy
Learn more about your ad choices. Visit megaphone.fm/adchoices
My Husband's Business Is Keeping Us From Retiring
💵 Start your free budget today. Download the EveryDollar app!
Next Steps:
📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or send us an email.
Connect with our Sponsors:
If you want your car to keep going and going, trust Christian Brothers Automotive. Find a local shop and get an exclusive Ramsey discount of 10% (up to $250) off.
Learn more about Christian Healthcare Ministries
Get started today with Churchill Mortgage. Equal Housing Lender • NMLS ID 1591 • NMLSConsumerAccess.org
Churchill Certified Homebuyer program is available for qualifying borrowers and select loan types only. Ramsey Audience offer of up to a $500 credit applied at closing toward fees incurred for appraisals for a limited time and may be discontinued without notice.
Get 20% off when you join DeleteMe.
Get 20% off when you join DeleteMe.
Get started with YRefy or call 844-2-RAMSEY
Visit Zander Insurance or call 1-800-356-4282 for your free instant quote today!
Explore more from Ramsey Network:
🎙️ The Ramsey Show
🧠 The Dr. John Delony Show
🍸 Smart Money Happy Hour
💡 The Rachel Cruze Show
💰 George Kamel
📈 EntreLeadership
Ramsey Solutions Privacy Policy
Learn more about your ad choices. Visit megaphone.fm/adchoices
I'm Having To Upgrade My Car For My Dogs
💵 Start your free budget today. Download the EveryDollar app!
Next Steps:
📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or send us an email.
Connect with our Sponsors:
If you want your car to keep going and going, trust Christian Brothers Automotive. Find a local shop and get an exclusive Ramsey discount of 10% (up to $250) off.
Learn more about Christian Healthcare Ministries
Get started today with Churchill Mortgage. Equal Housing Lender • NMLS ID 1591 • NMLSConsumerAccess.org
Churchill Certified Homebuyer program is available for qualifying borrowers and select loan types only. Ramsey Audience offer of up to a $500 credit applied at closing toward fees incurred for appraisals for a limited time and may be discontinued without notice.
Get 20% off when you join DeleteMe.
Get 20% off when you join DeleteMe.
Get started with YRefy or call 844-2-RAMSEY
Visit Zander Insurance or call 1-800-356-4282 for your free instant quote today!
Explore more from Ramsey Network:
🎙️ The Ramsey Show
🧠 The Dr. John Delony Show
🍸 Smart Money Happy Hour
💡 The Rachel Cruze Show
💰 George Kamel
📈 EntreLeadership
Ramsey Solutions Privacy Policy
Learn more about your ad choices. Visit megaphone.fm/adchoices